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Tireagent logo Lender logo

LEASE-TO-OWN THE AUTOMOTIVE PRODUCTS YOU WANT!

The most affordable way to buy

BUYING NEW TIRES USING FLEXSHOPPER


Bad Credit Okay 1
No Money Down
Payments Up To 52 Weeks
90-Day Same-As-Cash Option Available 2
Order Amount + Application Fee + Sales Tax

Good credit is not necessary but not everyone with bad credit is approved. FlexShopper’s goal is to help consumers with bad credit get goods they want through a lease.

The Cash Price is the price we charge for a cash sale of the item (or $50 more than the price the merchant you select charges). However, if you rent multiple items at the same time, we reduce the Cash Price (and increase the Cost of Rental) by $50 for the second and each subsequent item you rent. This makes it less expensive to purchase the items before the end of the term of the Lease. The Cash Price may be higher than the cash price you would pay if you were to purchase the item directly from the merchant shipping the merchandise on FlexShopper’s behalf.

BENEFITS OF LEASE-TO-OWN
1
Own It Within 90 Days
2
Buy It Out At A Discount Early
3
Own It After 52 Weeks
WHY LEASE-TO-OWN?

A lease-to-own program is a payment arrangement whereby consumers make payments in order to gain ownership of durable goods.

Lease-to-Own
Pay In Full
No Money Down
52 Weekly Payments
Easier Access to Tires You Want
More Cash in Your Pocket
FAQs
Can I get more than one product?

Yes, you can lease any number of different products up to your approved spending limit, however quantity restrictions may apply to the same products.

How does the lease work?

With your Lease, you are agreeing to make weekly payments for at least the initial lease term, which may vary by state but ranges from 7 days to 29 days. If you rent the goods for at least the initial term and you give us proper notice, make all of your required payments and return the item in good condition, the Lease ends and you have no further obligation to us. The Lease continues until you end it early or make all required payments for 52 weeks. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price. You acquire the goods if you make all required payments for 52 weeks or exercise your Early Purchase Option. Simply refer to the table in your Lease to look up the Early Purchase Option amount.

Can I buy the product?

You can buy the item at any time by exercising the Early Purchase Option. Simply refer to the table in your Lease to look up the Early Purchase Option amount. You can also acquire the goods by making all required payments for 52 weeks. In NC, the final payment required to purchase the rented goods will be an amount greater than 10% of the Cash Price.

Will my FICO score be impacted?

If you do not pay your lease payment(s) and do not return your leased item(s), this can negatively affect your FICO score.